Monthly Archives: August 2011

Alternative investment For Your Money

There are numerous ways of investing your money, but the most common where most people like to invest are bonds, foreign exchange and shares. But these investments also considered as risky investments. You can make it less risky by checking out the past detail (portfolio) of such investment.And such details can be gathered through alternative ways. While the investment, which is made into assets that don’t fall into the category of three main asset types (cash, bonds and stock) are called alternative investment.

Alternative investment: Types:

Mostly alternative investments required high minimum capital, and in addition you can say in such alternative avenues are less synchronized. Some most common alternative investments are described in
few details as follows.

Futures: Such contracts are made for some future dates, for some sale purchase purpose of a commodity on a predetermined price by both the parties. This type of contract can be used for foreign exchange currency or maybe for the commodities such as (oil or agro products). But remember one thing perishable products are not included in Forex. You can also invest in NASDAQ futures and S&P.

Options: This type of contract is the same as futures, but the difference is the holder is under no obligation to sell or buy the underlying asset in such contract. So that the holder can let the contract expire as well.

ETFs: Exchange trade funds (ETFs) are the commodities and metallic money such as the gold and silver or oil etc. These ETFs can be traded in stock exchange at equal the net asset value (NAV).

Real estate: Such investment includes the buying and selling of immovable property such as land buildings etc. And also the rental income and investment yields are also a part of such investment.

Art: after the financial crises in 2008 in the stock markets the Art became famous as an investment.Thai’s why in now says it is also considered as an alternative investment.

Gold: it is the defensive investment which becomes so much popular in the period of prolonged economic and political upheavals.

Wine investment: If you invest in a fine wine, then you can surely get a healthy return from it. Although wine is not considered good from 2007-2008, but in nowadays it is an alternative investment.

Benefits of alternative investments:

• Less risky

• Gives you good profit generating opportunities

• Diversify an investor’s profit

Limitations of alternative investment:

• As compare to cash, bonds and stocks these investments has less liquidity.

• These investments have more fee structure as compare to the stock and bonds.

• Specific expertise required in such investments, so that their fee is also an issue.

Insight Group Specialises In Overseas Property Investment, invest in commodities, Moringa Oleifera And biofuel investment. For more information please visit http://www.insightgroupplc.com/


Few of the best ethical investment tips

There are different types of investments; you can use your money for both, only for you or for the whole
planet (earth) too. But it is reality that without any planning you cannot succeed.

Consider what you mean by ethical:

There are so many different types of ethical funds, according to their criteria, which you can choose.
And also there are screen-out businesses, which involved in tobacco, alcohol, pornography, animal
testing and nuclear energy. Before choosing am investment fund which match your profile, you should
have to sensible answer some tricky questions given below.

Now ask these questions from yourself, don’t you like animal testing for medical purposes, or against
it only for cosmetics? Or if you’re an environmentalist, do you consider the nuclear energy as a devil’s
work, or it is practical type of solution for global warming?

Find an ethical IFA:

You should have to get the advice, or more than that, when you don’t feel comfortable while choosing
your investment funds. And your ethical profile should have to be checked carefully, by the advisor,
before recommending you any fund. But most IFA’s won’t go in so details.

Choose your manager carefully:

While investing, remember one thing some fund managers only dip into ethical investing and the others
fully dedicated. So all investors should have to ask themselves, whether the manager’s criterion is rigid,
or the funds have any specialist team or just a manager is there. And the important thing us they have
a position on any new challenge like bio-fuels. Knowledgeable managers are recommended to look for
new investment opportunities in the areas such as climate change, waste and water and also in organic
food as well.

Be prepared for smaller returns:

Remember that Ethical funds are one of the great hurdles when competing against those funds which
are free to invest in any company.

And most of the ethical managers try to avoid from oil, mining and commodities which have been
hottest sectors, recently.

But remember performance does meter:

You are going to invest for the sake of making a bright future so try to strike a balance between your
principle amount and the amount of profit. Don’t only examine where you are investing your funds, but
also check how it has performed.

Try to get long-term details of your chosen fund not only for the last three or more years when the
growth rate was so healthy for you.

Resource: Insight Group Specialises In Overseas Property Investment, invest in commodities, Moringa Oleifera And alternative investments. For more information please visit http://www.insightgroupplc.com/